These Terms & Conditions ("Terms") govern your access to and use of the stabilitylogic.com website and the software products and services offered by StabilityLogic LLC (a California limited liability company). By using our services you agree to these Terms. If you don't agree, don't use our services.
1. Definitions
- "Service" means the stabilitylogic.com website and our software products (Household Stability Index™, Rent Reputation Score™, CRM automation), and any consulting engagements.
- "Customer" means the individual or entity that has entered into a subscription, order form, or consulting agreement with us.
- "User" means an individual authorized by Customer to access the Service.
- "Applicant Data" means personal information submitted about rental applicants for scoring.
2. Eligibility
You must be at least 18 years old and legally able to enter into a binding contract to use our Service.
3. Accounts & Security
- You are responsible for maintaining the confidentiality of your credentials.
- You are responsible for all activity that occurs under your account.
- Notify us immediately at aqueelah@stabilitylogic.com of any unauthorized use.
- We may suspend accounts we reasonably believe pose a security or compliance risk.
4. Acceptable Use
You agree NOT to:
- Use the Service to make an adverse rental decision without complying with the Fair Credit Reporting Act (FCRA) or equivalent state / local laws.
- Discriminate against protected classes under the Fair Housing Act or local fair-housing law.
- Reverse-engineer, decompile, or scrape the Service.
- Submit inaccurate or unauthorized Applicant Data.
- Send unsolicited SMS or email through our CRM in violation of the TCPA, CAN-SPAM, or A2P 10DLC rules.
- Interfere with the Service's security, integrity, or availability.
5. Applicant Data & FCRA
Our Service is a decision-support tool. Customer is solely responsible for making the final rental decision, providing FCRA-required adverse-action notices, honoring dispute rights, and complying with all applicable housing and consumer-protection laws. Our software generates adverse-action-ready PDFs and audit trails to facilitate compliance, but does not guarantee it.
6. Fees & Billing
Fees, if any, are set forth in the applicable order form or consulting agreement. Unless otherwise agreed, fees are due in advance, non-refundable, and quoted in USD. Late payments accrue interest at 1.5% per month (or the maximum rate permitted by law, whichever is lower). We may suspend service for overdue balances after written notice.
7. Intellectual Property
The Service, including the Household Stability Index™, Rent Reputation Score™, and StabilityLogic™ marks, along with all associated software, models, and documentation, is owned by StabilityLogic LLC and protected by US and international intellectual property law. Customer receives a limited, non-exclusive, non-transferable license to use the Service during the term of the applicable order.
8. Customer Data
Customer retains ownership of Applicant Data submitted through the Service. Customer grants us a limited, worldwide license to process Applicant Data as needed to provide the Service and to compute anonymized, aggregated model-improvement statistics. We will not sell or share individual Applicant Data with third parties except as described in our Privacy Policy.
9. Warranties & Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL STABILITYLOGIC LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF (A) FEES PAID BY CUSTOMER IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) $500 USD.
11. Indemnification
Customer agrees to indemnify, defend, and hold harmless StabilityLogic LLC from claims arising out of (a) Customer's use of the Service in violation of these Terms or applicable law, (b) Customer's rental decisions, or (c) inaccurate Applicant Data supplied by Customer.
12. Termination
Either party may terminate for material breach if not cured within 30 days of written notice. Sections 6 – 11, 13, and 15 survive termination. Upon termination we will, on written request, provide a data export for 30 days and thereafter delete or anonymize Customer's data (subject to legal-retention obligations).
13. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of California, USA, without regard to conflict-of-law rules. Disputes will be resolved in the state or federal courts located in Sacramento County, California, and each party consents to that jurisdiction. Optional mediation before litigation is encouraged.
14. Notices & Managing Member
Legal notices to StabilityLogic LLC should be directed to the Managing Member, Aqueelah English, at aqueelah@stabilitylogic.com or by mail to the address in Section 15.
15. Changes
We may update these Terms. Material changes will be posted at the top of this page and, where reasonable, communicated by email. Continued use after the effective date constitutes acceptance.
16. Contact
Questions? aqueelah@stabilitylogic.com · (818) 805-0068 · StabilityLogic LLC, 2108 N St, Ste N, Sacramento, CA 95816.