Skip to main content
SL
StabilityLogic™
The Platform

The decision intelligence platform for the housing industry.

StabilityLogic builds AI-powered decision infrastructure for housing providers — the Household Stability Index™, Rent Reputation Score™, AI Decision Support, Predictive Analytics, CRM Automation, and the workflow infrastructure beneath them — designed to work together.

Only the Household Stability Index™ (production) and the AI Decision Support explainability layer are live today. All other modules are labeled clearly as concept or roadmap.
Live in production
Household Stability Index™

0–100 renter stability score with full audit trail.

Behavior-first scoring across five weighted categories — payment, income, financial, support, and behavioral. Adverse-action-ready reports on every decision.

Explore Household Stability Index™
Concept · Product vision
stabilitylogic.com/app/applicants/apl_4f2a
MG
Applicant · M. Garcia
apl_4f2a · scored 2 min ago
82
HSI · v1.1.0
Stable · Approve
Rent · 12-mo
On-time 12 / 12
Rent-to-income
27%
Category breakdown
weights configurable
Payment behavior
92
Income adequacy
81
Financial resilience
74
Support systems
68
Behavioral signals
85
AI Decision Support
Approve
12 months of on-time rent payments and a rent-to-income ratio of 27% suggest a low probability of first-year delinquency. Behavioral signals show high verification participation and consistent disclosure. Recovery patterns from a documented 2023 hardship event are trending positive.
Reason: on-time rentReason: RTI within bandReason: verified incomeConfidence 87%
Concept · Product vision
CredRent™

A portable renter identity, owned by the applicant.

Verified rent history, payment streak, and housing timeline. Applicants build the credential once and carry it between applications.

Explore CredRent™
Concept · Product vision
credrent.stabilitylogic.com/id/rrs-a9f2
CredRent™ · Portable Renter Identity
Marcus Chen
RRS-A9F2 · verified 3 mo ago
88
Rent Reputation Score
Verified
Streak
32 mo on-time
Housing
3 leases
Since
2022
Verified rent history · 32 months
On-time Late · resolved
Housing timeline
2022–23
Studio · Oakland CA
First lease · on-time 12/12
2023–24
1BR · Sacramento CA
Renewed · on-time 11/12
2024–Now
2BR · Sacramento CA
Current · on-time 9/9
Concept · Product vision
CRM Automation

The applicant pipeline, tenant workflow, and lease system in one workspace.

Lead source, applications, tours, approvals, move-ins, tasks, calendar, and message history — a unified enterprise CRM for property operators.

Explore CRM Automation
Concept · Product vision
stabilitylogic.com/app/crm
Leads
214
Zillow · Web · Referral
Applications
88
Tours
41
Approved
26
Move-ins
19
Occupied
486
Applicant pipeline
AllApproveConditional
R. Alvarez
Oakwood 204
84
Approved
P. Nguyen
Oakwood 118
71
Conditional
K. Patel
Ridge 301
88
Move-in
S. Hall
Ridge 214
55
Declined
T. Brooks
Ridge 402
78
Tour scheduled
Tasks · today
  • Send Alvarez lease packet
  • Call P. Nguyen re: cosigner
  • Approve tour · Ridge 402
  • Renew · Oakwood 118 (30d)
Recent messages
  • R. Alvarez
    Signed lease packet — thank you!
  • K. Patel
    Confirming move-in Feb 22
Concept · Product vision
Predictive Analytics

Forecast delinquency, renewals, and portfolio risk before they surface.

Machine-learning models on top of the HSI decision layer. Portfolio-level heat maps, renewal probability, and 90-day delinquency forecasts.

Explore Predictive Analytics
Concept · Product vision
stabilitylogic.com/app/predictive
Delinquency forecast · 90 days
2.1% ± 0.4
Model v3.1
↑ Grey band = 90% CI · lower is better
Renewal probability · top 8 units
Oakwood 204
92%
Ridge 301
88%
Oakwood 118
74%
Ridge 214
66%
Ridge 402
61%
Oakwood 306
58%
Ridge 108
47%
Ridge 220
32%
Portfolio risk heat · 6 buildings × 4 quarters
darker = higher risk
1.0
1.5
2.0
3.5
1.0
2.0
2.8
4.0
1.5
2.2
3.0
5.0
2.0
3.0
4.0
5.5
2.0
3.5
4.5
6.0
2.5
3.8
5.0
6.8
Explainability layer live; broader product in development
AI Decision Support

Explainable recommendations, reason codes, and a fairness audit on every decision.

Human-in-the-loop by design. Every recommendation ships with supporting evidence, risk flags, model version, and a fairness posture check.

Explore AI Decision Support
Concept · Product vision
stabilitylogic.com/app/decisions/dec_88ac
AI Decision Support · explainability
Recommend Approveconfidence 87%
HSI = 82 (Stable). Applicant shows 12/12 on-time payments over the last year, verified income exceeding 3.7× monthly rent, and consistent behavioral disclosure. The 2023 hardship event has fully recovered — payment streak has been unbroken for 14 months.
Supporting evidence
  • 12 mo · rent on-time
  • RTI 27% (band OK)
  • 3 income sources verified
Risk flags
  • Thin credit file
  • Documented 2023 hardship
Reason: on-time rentReason: RTI within bandReason: verified incomeReason: recovery trajectory
Fairness audit
  • Protected-class inputsNone
  • Approval-rate parity checkWithin band
  • Housing-type penaltyDisabled
  • Human review requiredYes
Model card
Versionv1.1.0
Released2026-02-08
Weightspayment-first
Input hashc8f2…9a
Ready to see it against your data?

Bring your portfolio. We'll bring the model.

Enterprise pilots include a backtest on your historical applicants and a signed DPA. First cohort onboarding now.

Request a Pilot